Do you want more employee passion?
Do you want more productivity?
Do you want more profits?

Then welcome to Benefit Advisors!

Benefit Advisors is a leading provider for Group Insurance, Human Resource Management and Employee Engagement Programs. We assist employers in attracting and retaining the best possible employees by providing valuable employee benefits such as group health insurance, life insurance, short and long term disability insurance, dental and vision insurance packages. These same employers look to us for their Human Resource Compliance Management and Employee Engagement Programs.

Featured News


Tip Tuesday! What Makes Wellness Work?

By Lisa Weston

More than 75 cents of every health care dollar spent in the United States goes toward treating chronic diseases such as arthritis, asthma, cancer, cardiovascular disease, and diabetes, according to the Centers for Disease Control and Prevention. Because these conditions are the No. 1 cause of death and disability, and consequently the primary factor in rising health care costs, moving toward prevention-based care will be the key that helps both employers and employees pull health care costs back from the edge of crisis over the long term.

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Tip Tuesday! IRS clears up murky FSA rule: What you need to tell employees now

By Christian Schappel


The IRS finally caved and let health flexible spending account (FSA) holders carry over some funds from year to year. But that allowance opened up a whole other can of worms. 

The question the IRS’s new FSA rules have created: Can carrying over FSA funds prevent an individual from participating in a health flexible spending (HSA) account?

Answer: Yes.

The only exception: If your cafeteria plan offers an HSA-compatible health FSA, which tend to cover dental, vision and some preventive care and pharmaceutical expenses not covered under a health insurance plan.

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Tip Tuesday! How to calculate employer health care responsibilities

By Ken Tysiac

In compliance with new health care employer responsibility regulations, two halves indeed equal a whole for employers when they determine their number of full-time employees.

To determine whether a business is subject to the employer mandate penalty under the Patient Protection and Affordable Care Act (PPACA), P.L. 111-148, the business must determine the number of its full-time employees, which includes its full-time equivalent employees (FTEs). An employer’s FTEs are based on the hours worked by its part-time workers. The number of an employer’s FTEs for a month is the total part-time employee hours for the month divided by 120.

In 2015, to avoid paying the employer mandate penalty, employers with 100 or more full-time employees are required to offer health care coverage to employees that provides minimum value and is affordable. Employers with 50 to 99 full-time employees can certify to the IRS their employer size and certain other items to delay application of the rule until 2016.

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Benefit Advisors has been chosen as one of Florida Trend's top 100 Companies to work for the past four years, 2009 to 2013.