Stay Up to Date on the Affordable Care Act (ACA) Here

Federal Exchange - 2016 Premium Review

Click here for significant increases to your 2016 plan premiums.

To do this, select the "Search ACA-Compliant Products", select your state from the drop-down menu, and hit "Submit Search" to view rates that pertain to your insurer.


Individuals: Tax Penalty Special Enrollment Period

The Centers for Medicare & Medicaid Services (CMS) has announced a Tax Penalty Special Enrollment Period (SEP) for select individuals that have not enrolled in healthcare coverage for 2015.  This Special Enrollment Period for Health Insurance Marketplace enrollments only will be from Sunday, March 15 to Thursday, April 30. For an individual to be eligible to enroll during this period, they must meet the below criteria.

  • Must not have purchased coverage for 2015 through the Health Insurance Marketplace
  • Have or are paying the mandate penalty for not having healthcare coverage in 2014
  • Must attest that they only became aware of the mandate penalty after the end of the 2015 Open Enrollment period on February 15, 2015.

Enrollments completed during this special enrollment will have regular coverage effective dates.  This means that enrollments completed before the 15th of the month will receive a coverage effective date of the 1st day of the following month. Those completed after the 15th of the month will receive a coverage effective date of the 1st day of the month directly after the following month.


Health Reform Questions - Enrolling in the Health Insurance Marketplace


FSA regs transformed: Employer action items Click to Listen



Healthcare Reform:  Where Are We Now?
August 2013 Update




Rules for Equal Coverage by Employers Remain Elusive Under Health Law by Robert Pear


Insurers Given Permission to Renew Policies That Don't Meet PPACA Requirements by Linda Rowings
FSA Use-It-or-Lose-It-Rule Modified by Stephen Miller
Health Insurance Marketplace Premiums for 2014 by ASPE
After Insurance Industry Pow-Wow, White House Delays Obamacare's Individual Manadate By Six Weeks by Avik Roy


 Want Daily Updates? Check out our Blog



Manditory Forms Must Be Given to Employees
By October 1, 2013 Click Below:

United Healthcare

Welcome to a new era of health care.

When President Obama signed the Patient Protection and Affordable Care Act (PPACA) into law on March 23, 2010, we entered a new era of comprehensive health reform. The act includes several provisions which are designed to expand coverage, control health care costs, and improve the health care delivery system.

Our goal at UnitedHealthcare is simple: to help you understand what health reform means for you.

New laws. New benefits. From children to seniors, changes are happening – we are with you every step of the way.

United Healthcare - Health Care Reform

Florida Blue

Take Part in Health Care Reform

Looking to Understand More About Health Care Reform? Use our interactive AskBlue guide to learn more about it and the potential impact to you or your business.

Need help understanding when the new health care laws each go into effect? The law is huge and there are a lot of details still to be worked out. But we’ve created a timeline that shows you some of the key changes.

Florida Blue - Health Care Reform


Your health reform connection

As an employer, you need to know how the health care reform law is impacting the health care benefits landscape. The informational resources available can help you learn more about how health care benefits are changing because of the law, and what health care system challenges remain.

Aetna - Health Care Reform


Confused by Health Care Reform? 

Health care reform changes will touch everyone, but how they affect YOU depends on your unique circumstances. Cigna helps individuals, families, employers and organizations understand how health care reform impacts them. 

Cigna - Health Care Reform